Car insurance is a legal requirement in Ontario, as well as in the rest of Canada. It is a necessary expense for all drivers, as it provides financial protection in case of an accident or other damage to your vehicle.
There are several types of car insurance coverage available in Ontario, including liability, collision, and comprehensive coverage.
Liability insurance is the most basic type of coverage and is required by law. It covers the cost of damages or injuries that you may cause to another person or their property while operating your vehicle. The minimum liability coverage required in Ontario is $200,000. However, many experts recommend higher coverage limits to ensure adequate protection.
Collision coverage, as the name suggests, covers the cost of repairs to your vehicle in the event of a collision. It also covers damage caused by flipping or rolling the car. This coverage is optional in Ontario but it’s highly recommended as it can help you pay for expensive repairs.
Comprehensive coverage goes beyond collision and liability, it covers any damage to your vehicle caused by anything other than a collision. This includes things like theft, vandalism, or damage caused by natural disasters. Like Collision, this coverage is optional but it’s also highly recommended.
Car insurance is a necessary expense for all drivers in Ontario. It’s important to understand the different types of coverage available and to shop around to find the best policy for your needs.
Car Insurance St. Catharines gathers the latest industry information from car insurance St. Catharines providers and presents them to you in an easy-to-read layout. This is an excellent way to make a data-driven decision based on the current quotes, rates, and insurance parameters.
Phone #: 905-687-9300
Address: 149 Lake Street St. Catharines,